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LAY-BY welcome
A 10% NON refundable deposit must be received within 3 days( or email me a receipt within 3 days) Direct deposit ONLY, no Paypal or your layby WILL be cancelled, if you cancel your layby after this time, I will refund all monies via Aust post money order, except the deposit and money order fee.
Regular fortnightly payment MUST be received to ensure your layby remians active.
50% must be paid within 6 weeks, and the remaining within 3 months or your layby will be cancelled
All embroidery or special ordered item will not be done until full payment is received

NO layby on Sale or reduced stock

If you do not agree to these terms then please DO NOT layby.

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